Privacy Policy and Web Site Terms and Conditions of Use

If you have any queries regarding the policy outlined below, or require a non-disclosure agreement to be signed before sending your file, please e-mail dbguru.info(at)gmail.com where we will be happy to assist you.

This document was last modified on May 18th 2016.

Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate, disclose and make use of personal information. The following outlines our privacy policy.

If You Send Us Personal Information

If you choose to provide us with personal data we only use the data to respond to your request. We will not sell, distribute, share, or lease your personal information to third parties unless we have your permission or are required by law. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen. DB-Guru never collects data for commercial marketing.

Linking Policy

DB-Guru links to other web sites created and maintained by other public and/or private organizations. These links are solely provided as a service to our users. When a link to an outside web site is selected, you are leaving the DB-Guru.com site and are subject to the privacy and security policies of the owners/sponsors of the outside web site(s).

Third party Advertisements

DB-Guru.com may use third-party advertising companies to serve ads when you visit our website. These third party advertisers may host cookies on your browser, or using web beacons to collect information as a result of ad serving about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

When a link to an outside web site is selected, you are leaving the DB-Guru.com site and are subject to the privacy and security policies of the owners/sponsors of the outside web site(s). DB-Guru.com is an Amazon Affiliate, and as such has Amazon content hosted on their site. When you make purchases using the Amazon Affiliate hosted data, your information is in no way saved, used, or collected by DB-Guru.com. ALL financial transactions are completed securely on www.Amazon.com, and no private or public information is saved or collected on the DB-Guru.com web site related to Amazon.com purchases. Amazon Affiliate information is solely owned and governed by www.Amazon.com, and is governed by Amazon's Affiliate privacy policy.

Amazon's Affiliate Privacy Policy

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Disclaimer

  • The materials on DB-Guru's web site are provided "as is". DB-Guru makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, DB-Guru does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
  • All information via advertisements on this site are the responsibility of the advertiser and should be confirmed on the advertiser's own Web site and/or Prospectus. You should contact an advertiser directly with specific questions about that advertiser 's funds, services or products.

3. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on DB-Guru's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • Attempt to de-compile or reverse engineer any software contained on DB-Guru's web site;
  • Remove any copyright or other proprietary notations from the materials; or
  • Transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by DB-Guru at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

4. Limitations

In no event shall DB-Guru or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption, or due to any investment losses) arising out of the use or inability to use the information or materials on DB-Guru's Internet site, even if DB-Guru or a DB-Guru authorized representative has been notified orally, or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on DB-Guru's web site could include technical, typographical, or photographic errors. Information provided by third parties and republished on DB-Guru, as well as information produced by DB-Guru staff or contributors, may contain factual misstatements or be otherwise incorrect, inaccurate, out of date or incomplete. DB-Guru does not warrant that any of the materials on its web site are accurate, complete, or current. DB-Guru may make changes to the materials contained on its web site at any time without notice. DB-Guru is not however committed to update the materials.

6. Links

DB-Guru has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by DB-Guru of the site. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

DB-Guru may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use, and the current version of the Privacy Policy.

8. Governing Law

Any claim relating to DB-Guru's web site shall be governed by the laws of the State of Georgia, USA without regard to its conflict of law provisions.

9. Paid Subscriptions, Billing and Cancellations

By registering for any premium, paid or "Professional" service offered by DB-Guru, you represent and warrant that all registration and billing information that you provide is true, complete, and accurate, and you agree to notify DB-Guru promptly of any changes to this registration information.

DB-Guru reserves the right to change the fees it charges for products, services or features offered in connection with the Web Site at any time.